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H.R. 3200/Division A/Title I

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Division A
—Table of Contents
America's Affordable Health Choices Act of 2009
Division A - Affordable Health Care Choices
Title I - Protections and Standards for Qualified Health Benefits Plans
Title II—
Health Insurance Exchange and Related Programs
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480766America's Affordable Health Choices Act of 2009 — Division A - Affordable Health Care Choices
Title I - Protections and Standards for Qualified Health Benefits Plans

TITLE I — PROTECTIONS AND STANDARDS FOR QUALIFIED HEALTH BENEFITS PLANS

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SUBTITLE A—GENERAL STANDARDS
Sec. 101. Requirements Reforming Health Insurance Marketplace.
Sec. 102. Protecting the Choice to Keep Current Coverage.
SUBTITLE B—STANDARDS GUARANTEEING ACCESS TO AFFORDABLE COVERAGE
Sec. 111. Prohibiting Pre-existing Condition Exclusions.
Sec. 112. Guaranteed Issue and Renewal for Insured Plans.
Sec. 113. Insurance Rating Rules.
Sec. 114. Nondiscrimination in Benefits; Parity in Mental Health and Substance Abuse Disorder Benefits.
Sec. 115. Ensuring Adequacy of Provider Networks.
Sec. 116. Ensuring Value and Lower Premiums.
SUBTITLE C—STANDARDS GUARANTEEING ACCESSS TO ESSENTIAL BENEFITS
Sec. 121. Coverage of Essential Benefits Package.
Sec. 122. Essential Benefits Package Defined.
Sec. 123. Health Benefits Advisory Committee.
Sec. 124. Process for Adoption of Recommendations; Adoption of Benefit Standards.
SUBTITLE D—ADDITIONAL CONSUMER PROTECTIONS
Sec. 131. Requiring Fair Marketing Practices by Health Insurers.
Sec. 132. Requiring Fair Grievance and Appeals Mechanisms.
Sec. 133. Requiring Information Transparency and Plan Disclosure.
Sec. 134. Application to Qualified Health Benefits Plans Not Offered Through the Health Insurance Exchange.
Sec. 135. Timely Payment of Claims.
Sec. 136. Standardized Rules for Coordination and Subrogation of Benefits.
Sec. 137. Application of Administrative Simplification.
SUBTITLE E—GOVERNANCE
Sec. 141. Health Choices Administration; Health Choices Commissioner.
Sec. 142. Duties and Authority of Commissioner.
Sec. 143. Consultation and Coordination.
Sec. 144. Health Insurance Ombudsman.
SUBTITLE F—RELATION TO OTHER REQUIREMENTS; MISCELLANEOUS
Sec. 151. Relation to Other Requirements.
Sec. 152. Prohibiting Discrimination in Health Care.
Sec. 153. Whistleblower Protection.
Sec. 154. Construction Regarding Collective Bargaining.
Sec. 155. Severability.
SUBTITLE G—EARLY INVESTMENTS
Sec. 161. Ensuring Value and Lower Premiums.
Sec. 162. Ending Health Insurance Rescission Abuse.
Sec. 163. Administrative Simplification.
Sec. 164. Reinsurance Program for Retirees.


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