"Perhaps things are not as bad as they seem; I don't know much about such matters, but I've seen people who have failed, and they seemed just as comfortable as before," said Polly.
"It won't be so with us, for papa means to give up everything, and not have a word said against him. Mamma's little property is settled upon her, and hasn't been risked. That touched her so much! She dreads poverty even more than I do, but she begged him to take it if it would help him. That pleased him, but he said nothing would induce him to do it, for it wouldn't help much, and was hardly enough to keep her comfortable."
"Do you know what he means to do?" asked Polly, anxiously.
"He said his plans were not made, but he meant to go into the little house that belonged to grandma, as soon as he could, for it wasn't honest for a bankrupt to keep up an establishment like this."
"I shan't mind that at all, I like the little house 'cause it's got a garden, and there's a cunning room with a three-cornered closet in it that I always wanted. If that's all, I don't think bankrupting is so very bad," said Maud, taking a cheerful view of things.
"Ah, just wait till the carriage goes and the nice clothes and the servants, and we have to scratch along as we can. You'll change your mind then, poor child," said Fanny, whose ideas of failure were decidedly tragical.
"Will they take all my things away?" cried Maud, in dismay.
"I dare say; I don't know what we are allowed to
