that pass. Julia informs me you are the owner of a handsome farm, yet I am so ignorant of values in the country,—and my official duties oblige me to measure property by such a different standard,—that, really, unless you could make the farm evident to me in figures, I—"
He paused, but Joseph was quite ready with the desired intelligence. "I have two hundred acres," he said, "and a moderate valuation of the place would be a hundred and thirty dollars an acre. There is a mortgage of five thousand dollars on the place, the term of which has not yet expired; but I have nearly an equal amount invested, so that the farm fairly represents what I own."
"H'm," mused Mr. Blessing, thrusting his thumbs into the arm-holes of his waistcoat, "that is not a great deal here in the city, but I dare say it is a handsome competence in the country. It doubtless represents a certain annual income!"
"It is a very comfortable home, in the first place," said Joseph; "the farm ought to yield, after supplying nearly all the wants of a family, an annual return of a thousand to fifteen hundred dollars, according to the season."
"Twenty-six thousand dollars!—and five per cent!" Mr. Blessing exclaimed. "If you had the farm in money, and knew how to operate with it, you might pocket ten—fifteen—twenty per cent. Many a man, with less than that to set him afloat, has become a millionnaire in five years' time. But it takes pluck and experience, sir!"
"More of both than I can lay claim to," Joseph remarked; "but what there is of my income is certain. If Julia were not so fond of the country, and already so familiar with our ways, I might hesitate to offer her such a plain, quiet home, but—"
