about three millions of property; but excepting that it reduced a number of very respectable females to absolute want, the merchants, and the city itself, were greatly benefited by it. There were salutary laws enacted in consequence of it, that is, after the second fire; for instance, the streets in the burnt districts were made wider; the houses were better and stronger built; the fire engines were drawn by horses, and afterwards by a new power: firemen were not only exempt from jury and militia duty, but they had a regular salary while they served out their seven years' labour; and if any fireman lost his life, or was disabled, his family received the salary for a term of years. The old Recorder says that there was not a merchant of any enterprise who did not recover from his losses in three years."
"But what became of the poor women who lost all their property? did they lose insurance stock? for I presume the insurance companies became insolvent."
"The poor women?—oh, they remained poor—nothing in your day ever happened to better their condition when a calamity like that overtook them. Men had enough to do to pity and help themselves. Yes, their loss was in the insolvency of the insurance companies; but stock is safe enough now, for the last tremendous fire (they did not let the first make the impression it ought to have done,) roused the energies and sense of the people, and insurance is managed very different. Every house, now, whether of the rich or the poor man, is insured. It has to pay so much additional tax, and the corporation are the insurers. But the tax is so trifling that no one feels it a burden; our houses are almost all fire-proof since the discovery of a substance which renders wood almost proof against fire. But I have a file of the Recorder of Self-In-
