clothes, and no expense in his board. In that way he could, in one year, go a good way towards repaying the ninety pounds of which he had deprived Mrs Garth, unhappily at a time when she needed that sum more than she did now. Nevertheless, it must be acknowledged that on this evening, which was the fifth of his recent visits to the billiard-room, Fred had, not in his pocket, but in his mind, the ten pounds which he meant to reserve for himself from his half-year's salary (having before him the pleasure of carrying thirty to Mrs Garth when Mary was likely to be come home again)—he had those ten pounds in his mind as a fund from which he might risk something, if there were a chance of a good bet. Why? Well, when sovereigns were flying about, why shouldn't he catch a few? He would never go far along that road again; but a man likes to assure himself, and men of pleasure generally, what he could do in the way of mischief if he chose, and that if he abstains from making himself ill, or beggaring himself, or talking with the utmost looseness which the narrow limits of human capacity will allow, it is not because he is a spooney. Fred did not enter into formal reasons, which are a very artificial, inexact way of representing the tingling returns of old habit, and the caprices of young
