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| b. | Working Group on Housing, which shall be responsible for analyzing the root causes and short-term and long-term consequences of the substantial differences in homeownership rates and access to stable housing for Black and Hispanic or Latino families as compared to white families, the ways in which renting as opposed to owning a home limits a household’s ability to build wealth, and proposing solutions to ensure equal opportunity to own or rent a home and build wealth whether or not the household has access to home equity; | ||
| c. | Working Group on Criminal Justice, which shall be responsible for identifying disparities in the criminal justice system with respect to the Black and Hispanic or Latino populations, researching the ways in which release from incarceration and a criminal record inhibits a person’s ability to find a home and maintain a steady living, identifying unnecessary barriers to successful reentry, and suggesting ways that New Jersey should be supporting returning residents as they attempt to build wealth and stability; | ||
| d. | Working Group on Education, which shall be responsible for examining potential disparities both inside and outside the classroom and how such disparities may lay the groundwork for perpetuating the racial and ethnic wealth gaps from a young age, and for identifying innovative solutions and interventions at all grade levels and in higher education to make sure Black and Hispanic or Latino students are set up for success; and |
