allowed for the value of the securities to appreciate and the loss of interests on the deposits for that length of time, the depositors may deem themselves fortunate if they receive sixty cents on the dollar of what they placed in the care of this fine savings institution.
It is also due to myself to state, especially since I have seen myself accused of bringing the Freedmen's Bank into ruin, and squandering in senseless loans on bad security the hardly-earned moneys of my race, that all the loans ever made by the bank were made prior to my connection with it as its president. Not a dollar, not a dime of its millions were loaned by me, or with my approval. The fact is, and all investigation shows it, that I was married to a corpse. The fine building, with its marble counters and black walnut finishings, was there, as were the affable and agile clerks and the discreet and colored cashier: but the Life, which was the money, was gone, and I found that I had been placed there with the hope that by "some drugs, some charms, some conjuration, or some mighty magic," I would bring it back.
When I became connected with the bank I had a tolerably fair name for honest dealing; I had expended in the publication of my paper in Rochester thousands of dollars annually, and had often to depend upon my credit to bridge over immediate wants, but no man there or elsewhere can say I ever wronged him out of a cent; and I could, to-day, with the confidence of the converted centurion, offer "to restore fourfold to any from whom I have unjustly taken aught." I say this, not for the benefit of those who know me, but for the thousands of my own race who hear of me mostly through the malicious and envious assaults of unscrupulous aspirants who vainly fancy that they lift themselves into consideration by wanton attacks upon the characters of men who receive a larger share of respect and esteem than themselves.
