fresh-complexioned young fellow, with a frank, honest face and a slight, crisp, yellow mustache. He wore a very shiny top hat and a neat suit of sober black, which made him look what he was--a smart young City man, of the class who have been labeled cockneys, but who give us our crack volunteer regiments, and who turn out more fine athletes and sportsmen than any body of men in these islands. His round, ruddy face was naturally full of cheeriness, but the corners of his mouth seemed to me to be pulled down in a half-comical distress. It was not, however, until we were all in a first-class carriage and well started upon our journey to Birmingham that I was able to learn what the trouble was which had driven him to Sherlock Holmes.
"We have a clear run here of seventy minutes," Holmes remarked. "I want you, Mr. Hall Pycroft, to tell my friend your very interesting experience exactly as you have told it to me, or with more detail if possible. It will be of use to me to hear the succession of events again. It is a case, Watson, which may prove to have something in it, or may prove to have nothing, but which, at least, presents those unusual and outré features which are as dear to you as they are to me. Now, Mr. Pycroft, I shall not interrupt you again."
Our young companion looked at me with a twinkle in his eye.
"The worst of the story is," said he, "that I show myself up as such a confounded fool. Of course it may work out all right, and I don't see that I could have done otherwise; but if I have lost my crib and get nothing in exchange I shall feel what a soft Johnnie I have been. I'm not very good at telling a story, Dr. Watson, but it is like this with me:
"I used to have a billet at Coxon & Woodhouse's, of Draper's Gardens, but they were let in early in the spring through the Venezuelan loan, as no doubt you remember, and came a nasty cropper. I had been with them five years, and old Coxon gave me a ripping good testimonial when the smash came, but of course we clerks were all turned adrift, the twenty-
