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ing and talking, he losses at least an hour of his time; and in the evening he goes to his two-penny club, and there tarries from six till ten. Now, it must be a very poor trade, if in that time he could not have earned a shilling. And if he keeps servants, the want of his presence at home may have occasioned his losing as much as he could have gained himself; so that his spending a groat morning and night, (which is two-pence each time) cannot be accounted less than the loss of 2s 8d a-day, which comes to 14s a-week, and £36: 10s a-year, which sum if saved until his eldest son arrived at 21 years of age and so fit for marriage, and to set up in trade would have amounted to £750: 10s. They who would live so as not to want money, must avoid all such idle and needless expenses, and unnecessary loss of time.
But if the person complaining of the want ⟨of⟩ money, has been brought up to no trade, then ⟨let⟩ him consider to what kind of life his genius ⟨or⟩ natural disposition does most of all incline him. If he cannot find employment in his own country to suit his genius, (which can scarcely he supposed in a country such as Great Britain, where arts and science are carried to the greatest perfection, and where a person of any genius, or ⟨of⟩ little genius, may find employment) let him seek
