Bert: I've been offered a job in the city and I'm taking it. There's no use in hanging around until Monday. I'll see you later.
Sam.
Bert sank into a chair. The note, to his mind, could mean only one thing. Sam had already departed from Springham and had left him to assume the firm's debts.
How long he sat there sunk in gloom he did not know. The door opened. He heard a cough, a sound as of a strangling breath, and then another cough. He swung around.
"My friend," Old Man Clud wheezed, "I envy you your excellent health. A little hot coffee, if I may trouble you. These damp days chill me to the marrow."
Bert, in silence, prepared the drink.
"Excellent," said the lender of money, and smacked his lips. "Springham should be delighted to support an establishment that provides such truly splendid coffee. A gift for the gods, I assure you. And might I ask how your enterprise has been coming on?"
Bert was wiser than he had been at Thanksgiving. "It hasn't been coming on," he said bluntly, "and you know it."
Old Man Clud peered at him with sharp eyes. "Softly! Softly! I have regarded you highly as a young man who knew his place and wagged a civil tongue. And if I have kept my own tabulations, is that to my discredit? Consider! Some
