In the years 1849 and 1850 the commission examined all the banks in the State. Only one was found insolvent, a bank at Pawtucket on the Rhode Island line. The cashier, named Tillinghast, had been persuaded by a man named Marchant, of Rhode Island, to loan money without the knowledge of the officers of the bank. The loan, at the time of the discovery, amounted to sixty thousand dollars.
Upon the examination it appeared that there was a slight surplus of funds over the amount required by the statement. We insisted upon another examination. The cashier then reduced the balance by the statement that certain notes sent forward for collection had been discounted. It was impossible, however, to make the two sides of the account equal each other. At the end of the second day the cashier confessed the crime, and transferred his private property to the bank. Marchant did nothing. He came to the Rhode Island edge of the bridge, where we had some consultations with him, but without any result advantageous to the bank.
In 1847 I was a member of a joint committee to investigate the subject of insanity in the State, and to visit asylums in other States, the object being the erection of a second hospital for the care and treatment of the insane. At that time the only asylum under the control of the State was that at Worcester. There was a second at Somerville for the treatment of private patients. This was under the control of the Massachusetts General Hospital. The hospital at Worcester was under the management of Dr. Woodward, and each year for many years the reports had set it forth as a well organized and well managed institution. At the beginning of our labors we visited the Worcester Hospital. I was then ignorant of the treatment of the insane, but I was shocked by the sight of women in the cells in the basement, who had no bedding but straw, and some of whom had no clothing whatever.
The committee visited the McLean Asylum at Somerville;
