FAILURES
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have been statements for individual States, to be found in the reports of State Bureaus of Statistics of Labor and of bank commissioners. The general facts for the United States at that time (1893) were as follows :
Number of associations Male shareholders in associations reporting . Female shareholders in associations reporting Total shareholders in associations reporting . Average shareholders per association reporting Shareholders who are borrowers in associa- tions rei)orting Per cent of borrowers in associations reporting Number of shares in associations reporting . Total dues and profits Average shares per shareholder in associations i-eporting Average dues and profits per shareholder in associations reporting Average value of shares in associations report- ing Total profits Average size of loans in associations reporting Homes acquired in associations reporting
Local
5,59S a 710,156 a 263,388 b 1,359,366 b 244.5 c 402,212 c 29.83 d 10,381,031 $413,647,228 e7.6 e $303.11 e $39.75 $74,402,969 /� $1,133 g 290,803
National
240 a 209,458 a 44,440 b 386,359 b 1,637.1 c 53.199 c 13.77 d 2,874,841 $37,020,366
�7.2
e $86.73 e $12.12 $6,261,147 f $920 {/� 23,952
Total
5,838 a 919,614 a 307,828 b 1,745,725 b 301.2 c 455,411 c 26.25 d 13,255,872 $450,667,594 e7.5 e $257.26 6 $34.18 $80,664,116 / $1,120 g 314,755
ri Associations not reporting, local, 1503; national, 66; total, 1569. b Associations not reporting, local, 38 ; national, 4 ; total, 42. c Associations not reporting, local, 69 ; national, 4 ; total, 73. d Associations not reporting, local, 18 ; national, 4 ; total, 22. e Based on 5535 local associations, 226 national associations ; total, 5761. / Based on 2128 local associations, 45 national associations ; total, 2173. g Associations not reporting, local, 1326 ; national, 68 ; total, 1394. From the above it is seen that the total dues paid in on instalment shares in force plus the profits on the same of the building and loan associations of the country amounted, in 1893, to f 450,667,594. An estimate derived from State reports would indicate that the latter sum is now in the vicinity of ^600,000,000, which may be considered as representing the financial transactions of the building and loan associations of the country. Failures The following table (which, as well as the two following, is printed by courtesy of the editor of " Bradstreet's ") shows the bank failures for six years, with number suspending, indicated total assets, and estimated liabilities :
Character of Bank Number Suspending 1893 1894 1895 1896 1897 1898 National banks State banks Savings banks . Private banks . Loan and trust companies Totals IW 1-^ 50 196 14 24 36 8 18 3 21 57 IS 37 2 42 65 20 62 8 21 24 17 41 2 4 12 5 28 2 598 89 135 197 105 51
