and not entirely on intellectual skill, turn the odds greatly against any one in the long run. The rule of business is to take what you can get, and keep what you have got; or an eagerness in seizing every opportunity that offers for promoting your own interest, and a plodding, persevering industry in making the most of the advantages you have already obtained, are the most effectual as well as the safest ingredients in the composition of the mercantile character. The world is a book in which the Chapter of Accidents is none of the least considerable; or it is a machine that must be left, in a great measure, to turn itself. The most that a worldly-minded man can do is to stand at the receipt of custom, and be constantly on the lookout for windfalls. The true devotee in this way waits for the revelations of Fortune as the poet waits for the inspiration of the Muse, and does not rashly anticipate her favours. He must be neither capricious nor wilful. I have known people untrammelled in the ways of business, but with so intense an apprehension of their own interest, that they would grasp at the slightest possibility of gain as a certainty, and were led into as many mistakes by an overgriping, usurious disposition as they could have been by the most thoughtless extravagance.—