what had happened last year would happen again this year. It was all pure, unadulterated, dismal monotony.
Like most things, it had come about without design: he had just drifted into it. His father and mother had both died when he was a boy; he had inherited a small property which brought in precisely one hundred and fifty pounds a year: it was tied up to him in such a fashion that he would have his three pounds a week as long as ever he lived. But as his guardian, Mr. John Horbury, the manager of Chestermarke's Bank at Scarnham, pointed out to him when he left school, he needed more than three pounds a week if he wished to live comfortably and like a gentleman. Still, a hundred and fifty a year of sure and settled income was a fine thing, an uncommonly fine thing—all that was necessary was to supplement it. Therefore—a nice, quiet, genteel profession—banking, to wit. Light work, an honourable calling, an eminently respectable one. In a few years he would have another hundred and fifty a year: a few years more, and he would be a manager, with at least six hundred: he might, well before he was a middle-aged man, be commanding a salary of a thousand a year. Banking, by all means, counselled Mr. Horbury—and offered him a vacancy which had just then arisen at Chestermarke's. And Neale, willing to be guided by a man for whom he had much respect, took the post, and settled down in the old bank in the quiet, sleepy market-town, wherein one day was precisely like another day—and every year his dislike for his work increased, and sometimes grew unbearably keen, es-
