capital and interest, was made into a capital debt, with usury on the whole. So that for sixteen years or more Sinclair had been paying something every week off the eternally increasing sum, and might have kept on for sixteen centuries at the same rate without getting much nearer freedom. If only there had been one more room in the house old Cater might have compulsorily lodged his clerk, and have deducted something more for rent. As it was he might have used the office for the purpose, but he could never have brought himself to charge a small rent for it, and a large one would have swallowed most of the rest of Sinclair's salary, thus bringing him below starvation point, and impairing his working capacity. But Mrs. Sinclair, now gaunt and scraggy, did all the housework, so that that came very cheap. Most of the house was filled with old bales and rotting merchandise which old Jerry Cater had seized in payment for wharfage dues and other debts, and had held to, because his ideas of selling prices were large, though his notion of buying prices were small. Sinclair was out of doors more than in, dunning and threatening debtors as hopeless as himself. And the household was completed by one Samuel Greer, a squinting man