course of rebellion, he would get it elsewhere. Unfortunately Harlow Gaines had departed upon one of Chamberlain's Educational Tours of Europe for University Students and Professors—All Expenses, $234.75. Gaines might have told him how to get into Tate with the minimum of expense. Harold's own savings were far from enough. He must get money elsewhere. For several days he thought over this problem. Then an inspiration struck him. Why not borrow it from President Coburn, of the First National Bank? That executive had a son in college. He would be sympathetic to the idea.
Harold resolved to approach his employer with the view of a loan of $1,000, to be repaid in installments over a period of four years, in Summer labor at the bank.
The next morning he seized the opportunity when Henry Lamb was again busy in the teller's cage to knock upon the door of Walter Coburn's private office. The President's secretary, Harold noted, had departed temporarily from her sanctum and was conversing with two of the stenographers in the front office. The coast was clear. At the door of the President's room, Harold paused. Through the thick wood he had seemed to hear a voice ranting within. However, he told himself after a moment, nothing ven-
