not the result of the English climate, from which he absented himself for a considerable part of each year.
He had been a very small boy when his father, Daniel Tracy Touchett, who was a native of Rutland, in the State of Vermont, came to England as subordinate partner in a banking-house, in which some ten years later he acquired a preponderant interest. Daniel Touchett saw before him a life-long residence in his adopted country, of which, from the first, he took a simple, cheerful, and eminently practical view. But, as he said to himself, he had no intention of turning Englishman, nor had he any desire to convert his only son to the same sturdy faith. It had been for himself so very soluble a problem to live in England, and yet not be of it, that it seemed to him equally simple that after his death his lawful heir should carry on the bank in a pure American spirit. He took pains to cultivate this spirit, however, by sending the boy home for his education. Ralph spent several terms in an American school, and took a degree at an American college, after which, as he struck his father on his return as even redundantly national, he was placed for some three years in residence at Oxford. Oxford swallowed up Harvard, and Ralph became at last English enough. His outward conformity to the manners that surrounded him was none the less the mask of a mind that greatly enjoyed its independence, on which nothing long imposed itself, and which, naturally inclined to jocosity and irony, indulged in a boundless liberty of appreciation. He began with being a young man of promise; at Oxford he distinguished himself, to his father's ineffable satisfaction, and the people about him said it was a thousand pities so clever a fellow should be shut out from a career. He might have had a career by returning to his own country (though this point is shrouded in uncertainty), and even
