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When Mrs. Votaw came to the Lewis home the next time, Miss Harding suggested to her that she and her friends take me along back as far as Washington with them, and to this Mrs. Votaw heartily agreed, saying that there was ample room in their Hudson car. She said the car belonged to her friend, Mr. Cyrus Simmons, who, with his brother-in-law, would be the only other two occupants on the return trip. Mrs. Votaw remained over night at her father's, Dr. Harding's, on East Center Street, the night before we were to leave Marion, and I, staying at the Lewis home, slept that night in Miss Harding's room. Her husband had left that day for Florida to attend to some business down there.

I remember well how it stormed that night. It occurred to me, as we lay there talking in our beds across from each other, that the frequent flashes of lightning and peals of thunder were possibly symbolic of Miss Harding's mental state. I felt so sorry for her. She seemed to be so full of fear. I had passed all through the stage of fear of exposure, and did not fear anything except my inability to get Elizabeth Ann and to keep her.

The question of the $90,000 came up again and I said to Miss Harding that I could not see the awfulness of her brother's speculation, for most big men played the market, and just because the President had had no cash with which to cover his pledge, likely they had volunteered to go ahead and "play" for him. Miss Harding took the attitude that her brother was above gambling. I was not, however, at all in agreement with her views that he would not have been capable of "taking chances." He and the fellows in Marion with whom he had played cards had always played for stakes. I told her about one night when Mr. Harding had come over to see me in New York. He related how three men had approached him on the train with an invitation to play cards. They had all repaired to the end compartment. He said that he did not seem to "catch on" to them at first, but very soon he found himself deeply in debt—that is, as I remember, to the extent of something over $100, which was a considerable amount for a train card game I suppose—and he