124 STAT. 2098 PUBLIC LAW 111–203—JULY 21, 2010 ‘‘(D) the actual or proposed term in months of the mortgage loan; ‘‘(E) the channel through which application was made, including retail, broker, and other relevant categories; ‘‘(F) as the Bureau may determine to be appropriate, a unique identifier that identifies the loan originator as set forth in section 1503 of the S.A.F .E. Mortgage Licensing Act of 2008; ‘‘(G) as the Bureau may determine to be appropriate, a universal loan identifier; ‘‘(H) as the Bureau may determine to be appropriate, the parcel number that corresponds to the real property pledged or proposed to be pledged as collateral; ‘‘(I) the credit score of mortgage applicants and mortga- gors, in such form as the Bureau may prescribe; and ‘‘(J) such other information as the Bureau may require.’’; (B) by striking subsection (h) and inserting the fol- lowing: ‘‘(h) SUBMISSION TO AGENCIES.— ‘‘(1) IN GENERAL.—The data required to be disclosed under subsection (b) shall be submitted to the Bureau or to the appropriate agency for the institution reporting under this title, in accordance with rules prescribed by the Bureau. Notwith- standing the requirement of subsection (a)(2)(A) for disclosure by census tract, the Bureau, in consultation with other appro- priate agencies described in paragraph (2) and, after notice and comment, shall develop regulations that— ‘‘(A) prescribe the format for such disclosures, the method for submission of the data to the appropriate agency, and the procedures for disclosing the information to the public; ‘‘(B) require the collection of data required to be dis- closed under subsection (b) with respect to loans sold by each institution reporting under this title; ‘‘(C) require disclosure of the class of the purchaser of such loans; ‘‘(D) permit any reporting institution to submit in writing to the Bureau or to the appropriate agency such additional data or explanations as it deems relevant to the decision to originate or purchase mortgage loans; and ‘‘(E) modify or require modification of itemized informa- tion, for the purpose of protecting the privacy interests of the mortgage applicants or mortgagors, that is or will be available to the public. ‘‘(2) OTHER APPROPRIATE AGENCIES.—The appropriate agen- cies described in this paragraph are— ‘‘(A) the appropriate Federal banking agencies, as defined in section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. 1813(q)), with respect to the entities that are subject to the jurisdiction of each such agency, respec- tively; ‘‘(B) the Federal Deposit Insurance Corporation for banks insured by the Federal Deposit Insurance Corpora- tion (other than members of the Federal Reserve System), mutual savings banks, insured State branches of foreign banks, and any other depository institution described in Notice. Public comment. Regulations.
