shelter. How has the change been brought about? The answer is, By capital. If we can come to an understanding of what capital is, and what a place it occupies in civilization, it will clear up our ideas about a great many of these schemes and philosophies which are put forward to criticise social arrangements, or as a basis of proposed reforms.
The first beginnings of capital are lost in the obscurity which covers all the germs of civilization. The more one comes to understand the case of the primitive man, the more wonderful it seems that man ever started on the road to civilization. Among the lower animals we find some inchoate forms of capital, but from them to the lowest forms of real capital there is a great stride. It does not seem possible that man could have taken that stride without intelligent reflection, and everything we know about the primitive man shows us that he did not reflect. No doubt accident controlled the first steps. They may have been won and lost again many times. There was one natural element which man learned to use so early that we cannot find any trace of him when he had it not—fire. There was one tool-weapon in nature—the flint. Beyond