Public Law 111-22/Division A

DIVISION A — PREVENTING MORTGAGE FORECLOSURES

Section 1. Short Title; Table of Contents.

(a) Short Title.—

This division may be cited as the ``Helping Families Save Their Homes Act of 2009´´.

(b) Table of Contents.—

The table of contents of this division is the following:

Sec. 1. Short Title; Table of Contents.

TITLE I — PREVENTION OF MORTGAGE FORECLOSURES

Sec. 101. Guaranteed Rural Housing Loans.

Sec. 102. Modification of Housing Loans Guaranteed by the Department of Veterans Affairs.

Sec. 103. Additional Funding for HUD Programs to Assist Individuals to Better Withstand the Current Mortgage Crisis.

Sec. 104. Mortgage Modification Data Collecting and Reporting.

Sec. 105. Neighborhood Stabilization Program Refinements.

TITLE II — FORECLOSURE MITIGATION AND CREDIT AVAILABILITY

Sec. 201. Servicer Safe Harbor for Mortgage Loan Modifications.

Sec. 202. Changes to HOPE for Homeowners Program.

Sec. 203. Requirements for FHA-Approved Mortgagees.

Sec. 204. Enhancement of Liquidity and Stability of Insured Depository Institutions to Ensure Availability of Credit and Reduction of Foreclosures.

Sec. 205. Application of GSE Conforming Loan Limit to Mortgages Assisted with TARP Funds.

Sec. 206. Mortgages on Certain Homes on Leased Land.

Sec. 207. Sense of Congress Regarding Mortgage Revenue Bond Purchases.

TITLE III — MORTGAGE FRAUD TASK FORCE

Sec. 301. Sense of the Congress on Establishment of a Nationwide Mortgage Fraud Task Force.

TITLE IV — FORECLOSURE MORATORIUM PROVISIONS

Sec. 401. Sense of the Congress on Foreclosures.

Sec. 402. Public-Private Investment Program; Additional Appropriations for the Special Inspector General for the Troubled Asset Relief Program.

Sec. 403. Removal of Requirement to Liquidate Warrants Under the TARP.

Sec. 404. Notification of Sale or Transfer of Mortgage Loans.

TITLE V — FARM LOAN RESTRUCTURING

Sec. 501. Congressional Oversight Panel Special Report.

TITLE VI — ENHANCED OVERSIGHT OF THE TROUBLED ASSET RELIEF PROGRAM

Sec. 601. Enhanced Oversight of the Troubled Asset Relief Program.

TITLE VII — PROTECTING TENANTS AT FORECLOSURE ACT

Sec. 701. Short Title.

Sec. 702. Effect of Foreclosure on Preexisting Tenancy.

Sec. 703. Effect of Foreclosure on Section 8 Tenancies.

Sec. 704. Sunset.

TITLE VIII — COMPTROLLER GENERAL ADDITIONAL AUDIT AUTHORITIES

Sec. 801. Comptroller General Additional Audit Authorities.