"No, I didn't tell you, because you were so busy on your electric car," rejoined Mr. Swift. "But Mr. Damon and I, being both large depositors, were asked to assume office, and, as I was not very busy on patent affairs, I consented."
"But what is the trouble?" inquired Tom.
"I'm coming to it," resumed Mr. Damon. "Bless my check book, I'm coming to it! You see we have lost several good customers, by reason of Foger opening the new bank. That wouldn't have mattered so much, as between your father and myself, and one or two others, we have enough capital to carry on the business of the bank. But there is a more serious matter. We hold a number of very good securities, but they are of a class hard to realize cash for, on short notice. In other words they are not active bonds, though they are issued by reliable concerns. Then, too, the bank has lost considerable money by not doing as much business as it formerly did. In short we don't know just what to do, Tom, and your father and I were discussing it, when you came in."
"Do you need more money?" asked Tom. "I have some, that is my share from the submarine treasure, and some I have allowed to accumulate as royalties from my patents. It's about ten
