thousand dollars, and you're welcome to it."
"Thank you, Tom," spoke his father. "We may use your cash, but we'll need a great deal more than that."
"But why?" asked the lad. "I don't understand. If you have good bonds, can't you dispose of them, and get the money?"
"We could, Tom, yes, if we had time," replied Mr. Damon. "But to throw the bonds on the market at short notice would mean that we would not get a good price for them. We would lose considerable."
"But why do it in a hurry?"
"Because there is need of hurry," responded Mr. Swift.
"That's it," joined in Mr. Damon. "We have to have cash in a hurry, Tom, to meet pressing demands, and we don't just see our way clear to get it. I am trying to raise it on some private securities I own, but I can't get an answer within several days. Meanwhile the bank may fail, because of lack of funds. Of course no one would lose anything, ultimately, as we could go into the hands of a receiver, and, eventually pay dollar for dollar. Your father and I, and some of the other directors, might lose a little, but the depositors would not. But your father and I don't like the idea of failing. It's something
